How Much Can Someone Expect To Pay In Cremation Costs?

Written by Ross Quade

While cremation costs can vary by region, there are some general guidelines you can reference in terms of expense. However, it’s important to know that there are many factors that can influence costs. From additional viewings to basic memorial services, there are a number of things that you will want to take into consideration as you plan for your final expense costs.

The Options

When it comes to cremation costs you have 2 primary options; either go through a funeral home for these services or go through the crematory directly. On average, you will find that going through the crematory directly can lower your costs, however, both service providers have their benefits as well as their drawbacks.

Funeral Home

Funeral homes on average charge anywhere between $2,000-4,000 for cremation services. Typically, this will include the actual cremation as well as the cost of a basic memorial. Keep in mind that some funeral homes will charge additional for memorials depending on the services requested. In addition, the vast majority of funeral homes do not provide caskets with their cremation services. Meaning, a casket can increase your costs significantly if you wish to do an open casket viewing. Should you wish to do a funeral service than a cremation you can expect to pay anywhere from $5,000 to $15,000.

Crematory

Crematories offer the most inexpensive options. While the options may be more limited, the actual expense of the services is significantly lower. On average, you can expect to pay $1,500 to $1,300 for a cremation. Often, this will include the actual cremation as well as a basic memorial service. However, your options for the memorial may be more limited than they would be at a funeral home. Policies can vary by crematories, so be sure to review all of the options that are available to you. In addition, should you wish to do a funeral before the cremation, you can expect your costs to increase as well. Cremations following a funeral service range from $3,000 to $4,000.

Potential Additional Charges

In addition to the costs associated with the cremation and the services, you should also plan for the following expenses. While not every expense may be relevant, it is better to be prepared, even if only for the sake of your loved ones.

  • Obtaining an original death certificate/copies of the certificate
  • Transporting the body (to crematory)
  • Removing a pacemaker
  • Purchasing a casket
  • Disposing of the remains

The price range of these additional charges can vary, with the casket being the biggest expense. Casket prices can vary wildly from as little as $700 up to $30,000 and beyond. Although a casket is not necessary for cremation, some individuals still opt for this addition. Keep in mind that wooden caskets will tend to be your most inexpensive option while copper and bronze caskets tend to be the most expensive option. Remember, there is no right or wrong choice here; it is all based upon individual preferences.

What To Do Next

Now that you have a better idea of how much a cremation may cost, you may be wondering what to do next. After all, that was quite a few expenses that you fear your family might not be ready for. While the cost of cremation is considerably lower than other services, it can still add up.

Don’t let your family be caught off guard. Burial insurance protects the loved ones you leave behind by helping to cover any funeral, cremation, or memorial costs. While it’s not always the most pleasant thing to think about, it’s crucial to plan ahead and protect the ones you love most.

With no medical exam required and affordable options to select from, contact FinalExpenseInsurance.com so we can give you the peace of mind and security in knowing that your loved ones are taken care of.

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Ross Quade
Ross Quade has been a licensed insurance agent since 2008. State of Texas license #1702965. He has a Bachelor Degree in Psychology from University of Minnesota and minored in Applied Economics. He has been quoted in several online publications including Huffington Post, Young Startups and various financial blogs. Ross frequently writes about issues related to the insurance and finance industry.
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About FinalExpenseInsurance.com

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