The sad truth is that if you are middle-aged, or a senior citizen, then you have missed out on the affordability of life insurance. Life insurance is most affordable for young and healthy applicants. All life insurance applications are decided against exacting lifespan statistics and data compiled by actuaries. A life insurance company’s business model.. More

Tips to Help Seniors Stay Healthy at Home

Written by Ross Quade

Most seniors want to maintain their independence at all costs. Naturally, as we age, we are not able to do certain things as when we were younger. Family and friends may offer their help more often, but it can offend some people to think others perceive them to be unable to do routine tasks of.. More

Preparing to apply for final expense insurance coverage? Designed to offset the rising costs of funerals and other burial related expenses, final expense insurance policies can be a wise investment. Often used as a financial safety net for loved ones, final expense insurance policies can offset expenses such as funeral services, casket costs, arrangements, and.. More

7 Ways a Senior Can Fight Back When Victim of a STOLI Scam

Written by Ross Quade

A stranger-oriented life insurance (STOLI) is a policy that is issued as part of a transaction involving issuing the policy on the life of an individual in which they transfer the policy to a stranger. Typically, the new owner is a group of investors, but it can also be one person. Once the policy has.. More

Best Life Insurance Options For Seniors

Written by Ross Quade

Searching for senior life insurance that best suits your needs, is not the easiest thing to do in the world. There is seemingly an endless number of life insurance companies to choose from, and a range of different policies to look through. The process can be downright overwhelming. Although finding the right policy can be.. More